Driving safely in the rain can be challenging. The U.S. Department of Transportation reports that driving on wet streets and roads is riskier than on snowy surfaces. According to data, wet pavements account for 70% of weather-related auto accidents, while rainfall accounts for 46%. On the other hand, there’s an aspect of snow, sleet, and slush in Read More
7 Important Factors Can That Affect Your Car Insurance Rates
10August,2022
By Hoffman Brown Company | Auto Insurance Coverage, Auto insurance policy, car insurance | No CommentsFinding stable auto insurance rates is a challenge that many drivers face, and this is because auto insurance companies assess multiple factors while determining your risk level. Finding auto insurance premiums that align with your budget may be more difficult if you are considered a high-risk driver. To help guide you through the process, here Read More
Understanding the Need for Car Insurance in CA
20April,2022
By Hoffman Brown Company | auto insurance, Auto Insurance Coverage, Auto insurance policy | No CommentsCars are among the most remarkable human inventions that exist. Since their advent, they have simplified transport greatly, made running errands more effortless, and largely changed lives. For instance, with a car, you can travel several miles in just a few minutes, which would be difficult if you chose to go on foot. However, cars can only work Read More
Collision Coverage: Do You Need to Keep It or Drop It?
When it comes to auto insurance, one of your top criteria for deciding how much coverage you need is how much you drive. Are you a daily commuter or a work-at-home occasional driver? The more you drive, the higher your risk of getting into an accident. Here are answers to common auto insurance questions about collision coverage. What is Read More
Does Your Insurance Cover E-Bikes and Scooters?
26August,2021
By Hoffman Brown Insurance | Are electric bikes covered by insurance?, Do you need to insure an electric scooter?, Is insurance compulsory for electric vehicles? | No CommentsScooters and e-bikes are an excellent means of transport for those who wish to get to places a little faster while saving on money. E-bikes are particularly fun, and if you'd like to incorporate exercise into your daily routine, riding these gets you closer to your fitness goals. However, electric bike insurance isn't something that many people Read More
After an Accident, Should I File a Claim or Pay Out Of Pocket?
20August,2020
By Hoffman Brown Insurance | After an Accident, pay out of pocket after accident, Should I Submit a Claim or Pay Out Of Pocket? | No CommentsWhen some car accidents occur, it’s clear when you need to call your insurer and file a claim. For other accidents, it’s not so obvious. If there are minor damages, you might be wondering – is it better to file a claim or pay out of pocket? When to file an insurance claim The general rule of thumb is that you should file an Read More
How to Clean and Disinfect Your Car
Washing your hands and cleaning and disinfecting high-touch surfaces are two of the best ways to defend against spreading the coronavirus, according to the Centers for Disease Control and Prevention (CDC). If you are heading back to work and out into your local community, it’s more important than ever to ensure that your car is not a carrier of Read More
Red Flags to Watch Out for When Buying a Used Car
23April,2020
By Hoffman Brown Insurance | Red Flags to Watch Out for When Buying a Used Car | No CommentsWhat to Look for When Buying a Used Vehicle Buying a used vehicle is a smart financial decision. You typically get a car for less money than buying new but can enjoy the vehicle for several more years – depending on the conditions of the vehicle. After all, used cars have histories. While most used vehicles are fine, there are a number of Read More
8 Ways to Improve Your Daily Car Commute
Simple Steps to Enjoy Your Everyday Drive It’s estimated that over 76 percent of Americans drive alone to work every day, while another 9 percent carpool with someone else. It’s true – commuting can be a drag, but it can also be dangerous if you get distracted or become complacent. To help, we’ve put a few tips together to help you have a Read More
Best New and Used Cars for Teens in 2019
Ideal Vehicles for Teenagers Teenagers want their freedom. They want to look cool, drive a cool car, and have fun. We were all there once – but safety always comes first. That’s why we’ve rounded up a list of the top new and used vehicles that are ideal for teenagers. The odds of a teen being involved in a car accident are high, which is why it’s Read More
