Crash Test

How Automotive Crash Tests Work

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An inside look at the Insurance Institute for Highway Safety tests. Located off a country road just on the outskirts of Charlottesville, Virginia, is the Insurance Institute for Highway Safety (IIHS)’s state-of-the-art crash test facility. Dedicated to reducing losses from crashes on the nation’s roadways, this organization works to examine how Read More

The New 2017 Californian Driving Laws

The New 2017 California Driving Laws

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It is important to know and understand the new driving laws in California before you head out on the road and get caught unaware. ALL LAWS POISED TO TAKE EFFECT ON JANUARY 1, 2017. "I'm sorry, officer, I never knew about that law because no one told me," is not an excuse that is likely to get you out of a ticket. It is important that you Read More

Golf Carts and Streets

How To Insure Your Golf Cart

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Golf carts are very popular amongst the elderly in retirement communities, but how does insurance work with these unique vehicles? Retirement communities from California to Florida allow their senior citizens to ride around in golf carts, and it has become a way of life. They are energy-efficient, cheaper to maintain and buy, and fun to drive. For Read More

California Cell Phone Law

New California Cell Phone Law to Take Effect in 2017

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Find out how the new California cell phone law affects you. Do you use your phone while driving? If so, you will need to read up on how the new California cell phone law affects drivers. To prevent breaking the law and facing a fine, read on for what you need to know. Currently, the new cell phone law will take effect January 1st, Read More

Prevent Drunk Driving

Seasonal Safety: Prevent Drinking and Driving Risks

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‘Tis the season of merriment and unsafe drivers on the road. The holiday season calls for joy, family, fun, and festive parties. It’s a time when people gather for social events and drink. Unfortunately, that also means that there are more drunk drivers on the road during this time of year. As a result, the number of fatalities skyrockets in Read More

Holiday Hotel Safety Tips

Stay Safe in Hotels this Holiday Season

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When checking in, don’t forget to check out your safety. Are you traveling during the holiday season? If so, you’ll want to ensure that your trip away from home is safe. From tuning up the car for the long drive to checking into a safe hotel, it’s important to be prepared and attentive. After all, nothing ruins a holiday quicker than being a Read More

Rental Car Insurance

What You Need to Know About Rental Cars and Insurance

Understand how your auto insurance helps you when renting a vehicle. Despite the rise of ridesharing services such as Uber and Lyft, the demand for rental cars continues to soar. The most common scenarios for needing a rental vehicle are replacing your primary vehicle after an accident and driving a car while traveling away from home. Learn how Read More

Parent Involvement Encourages Safe Teen Driving

Parent Involvement Encourages Safe Teen Driving

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Teen drivers are much more likely to be involved in an accident. There is a way for teens to practice safe driving.  The number one cause of U.S. teen death is traffic collisions. This may be due to the fact that they are more vulnerable to distractions and are more likely to text and drive.  In fact, you're 23 times more likely to be involved in Read More

Gap Insurance for Your Leased Vehicle

Gap Insurance for Your Leased Vehicle

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If you have a leased or financed vehicle, is it worth it to purchase gap insurance along with your auto insurance policy? Guaranteed Auto Protection (GAP) insurance covers the difference between the actual cash value of a vehicle and the balance still owed on the financing (loan or lease) at the time of a total loss.  This is a very important Read More

"Hey, Can I Borrow the Car?" The Teenager's Symphony

“Can I Borrow the Car?” The Teenager’s Symphony

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A teen driver may not have the experience they need to stay safe, and statistics prove this.  Adding a teen to your automobile insurance policy is costly.  Having a teen driver in the household can be a fun and nerve racking experience. Getting a driver’s license is a milestone for your children and also a rite of passage.  For parents it is time Read More

COVID-19 Update:

The Coronavirus, officially COVID-19, has become a global health emergency. One of the measures Hoffman Brown Company has taken to keep our CLIENTS and Teammates safe was to design a complete virtual work environment. For the foreseeable future, our colleagues will be conducting business virtually to avoid any disruption in our ability to serve you. These measures are based on the CDC’s guidance and will evolve with the situation. Please know that we are fully functional, available and look forward to being of service.