How Flood Insurance Can Help to Protect Your Home from Water Damage

How Flood Insurance Can Help to Protect Your Home from Water Damage

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Protect your home from water damage with flood insurance.

Major storms can cause serious water damage to your home. Repairing these damages can be expensive. Fortunately, flood insurance can help give you the necessary resources to fix your home. Here’s what you need to know about flood insurance.

Home Insurance Doesn’t Cover Flood Damage

Many homeowners do not realize that their home insurance policies do not cover flood damage until it’s too late. Even minimal water damage can wind up costing thousands of dollars to repair. Although Flood Insurance does not cover every possible scenario, it is important for you to research flood coverage if you reside in a flood zone.

Flood Insurance is Affordable

Typically, the standard flood insurance policy offers up to $250,000 to repair home damage and up to $100,000 to replace contents.

Who Needs Flood Insurance

Flood is a common type of disaster. Water damage can happen to anyone, anywhere, no matter if you live in a high-risk or low-risk flood zone.  The National Flood Insurance Program reports that more than a fifth of claims come from properties in moderate and low-risk flood zones.

Don’t Wait to Invest in Flood Insurance

There is a 30 day waiting period before your coverage takes effect.  Contact your insurance agent to discuss how flood insurance can protect your home,

To learn about flood insurance to protect your home, contact your team at Hoffman Brown Company in Sherman Oaks, California.