As a homeowner, accidents, and hazards can happen at any time. But with the right home insurance, you can have peace of mind that you and your property are financially protected.
Here’s a step-by-step guide on how to file a homeowner insurance claim with Hoffman Brown Company:
- Determine if the damages are covered: Read through your policy to ensure the damages are included. Consider if paying for the repairs would cost less than your insurance deductible.
- Contact the police (if applicable): If the claim results from a crime such as theft or vandalism, report it to the police and keep a copy of the police report.
- Contact Hoffman Brown Company: Call your insurance provider (Hoffman Brown Company) immediately and ask any questions about coverage and costs. We’ll send you the claim forms to fill out and assign you an adjuster to inspect the damage.
- Document the situation: Take detailed photos and videos of the affected areas and any damaged or stolen items.
- Make urgent repairs: If your property is at risk from further damage, make any necessary repairs and keep receipts for potential reimbursement.
- Fill out claim forms: Fill out the claim forms from your insurance company (Hoffman Brown Company) completely and accurately and return them promptly.
- Please work with the insurance adjuster: Cooperate with the adjuster and give them access to the damaged areas. Answer their questions as thoroughly as you can.
- Keep all receipts: Keep receipts for any repairs and living expenses covered in your policy. Ask contractors to make invoices as detailed as possible.
- Document conversations: Document all emails, phone calls, and interactions with your insurance provider, police, and other parties involved.
- Regularly follow up: Keep track of your claim by following up with your insurance company and deadlines. Finalize everything and then review the settlement offer.
With these steps, you can file a homeowner insurance claim with Hoffman Brown Company efficiently and effectively. Contact us now if you have any questions.