car insurance go up after an accident

Does Car Insurance Rate Go Up After an Accident?

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A car insurance policy is essential to protect you and your vehicle in the event of accidents and collisions. However, sometimes, filing an accident claim may increase your car insurance premiums. Let us discuss what kind of accidents will impact your car insurance rate. When Do Car Insurance Rates Increase After an Accident? Your car insurance Read More

home insurance claim

How to File a Home Insurance Claim with Hoffman Brown Company

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As a homeowner, accidents, and hazards can happen at any time. But with the right home insurance, you can have peace of mind that you and your property are financially protected. Here's a step-by-step guide on how to file a homeowner insurance claim with Hoffman Brown Company: Determine if the damages are covered: Read through your policy to Read More

workers’ compensation insurance for volunteers

When Do Nonprofits Need Workers’ Compensation Insurance for Their Volunteers

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Many people think that running a nonprofit operation doesn't require carrying insurance, but this isn't true. One of the few insurance requirements for any type of employer is carrying workers' compensation to cover injuries on the job. However, there are several variables involved that determine if workers' compensation insurance for volunteers is Read More

Homeowners Insurance Cover Foundation Repair

Can Your Homeowners Insurance Cover Foundation Repair?

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Most people take their home's foundation for granted. They don't even think about it until they notice water puddling on the floor in areas with no plumbing. When it gets to that point, you may have serious issues that need to be addressed as soon as possible. If you're tempted to file an insurance claim to cover any potential damage, you may want Read More


HBC Honors January Anniversaries Of Teammates – 2023!

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homeowner insurance cover AC units

Are HVAC Units Covered by Homeowners Insurance?

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As a homeowner, it is crucial to know whether your homeowners insurance covers AC units and heating systems (HVAC). A standard homeowners insurance policy covers your home and its belongings (including HVAC units) against damage/loss caused by named perils in your policy. However, what about the damage caused by other factors? In this blog, we’ll Read More

Auto Insurance Reimburse

Will Auto Insurance Reimburse for Pre-Existing Damage?

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Generally, an auto insurance policy is designed to protect you against accidents, damages, or losses that occur when your policy is active. But, what about the pre-existing damage? Does insurance cover it? The answer depends on the extent of the damage and the type of policy or provider you choose. Why Isn’t Pre-Existing Damage Covered by Read More


HBC Honors December Anniversaries Of Teammates – 2022!

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Flood Insurance myths

5 Myths About Flood Insurance for Your Home

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Floods can spell disaster if you don't have the right type of insurance coverage. Many people have the mistaken impression that they already have flood insurance or don't need it at all because they aren't near a water source or flood plain. These myths can prove to be costly if you don't have the type of flood insurance you need to be fully Read More

general liability claim

Helpful Tips for Filing a General Liability Claim

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Your general liability insurance covers a wide range of mishaps that may occur on your property. These misfortunes may include accidents that lead to third-party injuries. However, general liability goes much beyond accidents, as it protects against various lawsuits. When you file a general liability claim, you'll need to take the following careful Read More