Tornadoes are common in the midwestern and southern United States, causing expensive damage. Usually, insurance in tornado-prone states costs more due to the higher risk to insurers of massive claims. Here are important facts to know about home insurance for a tornado. Will damage caused by a tornado be covered by renters or home Read More

How Can I Reduce My Home Maintenance Cost?
Every homeowner must face home maintenance issues at some point. Appliances weren't designed to last forever, and materials used to build homes degrade over time. Here are essential tips to know for reducing home maintenance costs. 1. Learn your property layout One of the most important keys to efficient home maintenance is to know the layout Read More

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How to Find the Best Health Insurance at Affordable Rates?
Health insurance is something you have to consider if you're experiencing a significant change in your life, such as a shift in your job status, marriage, childbirth, or growing out of family coverage. Read on to learn how health insurance works as well as how to get the most suitable and affordable plan for your needs. What is Health Read More

The Best Mortgage Plans for a Potential Homebuyer
To identify the right home loan for you, you'll want to assess the terms associated with some of the best mortgage plans on the market. It's going to be a long-term financial commitment, so you should carefully assess your obligations vs. needs and budget. What is a Mortgage? A mortgage is a home loan and usually has these key attributes: Read More

HBC Honors May Anniversaries Of Teammates – 2022!

5 Tips for Finding Affordable Property Insurance in a Fire-Prone Area
Insurance companies typically determine the cost of coverage based on the risk level involved. That’s why it is not unusual for them to charge high premiums on property insurance for homeowners living in fire-prone areas. To give you an idea, the annual cost of fire insurance in California increased from $20,000 to $200,000 in the third quarter of Read More

Understanding the Need for Car Insurance in CA
Cars are among the most remarkable human inventions that exist. Since their advent, they have simplified transport greatly, made running errands more effortless, and largely changed lives. For instance, with a car, you can travel several miles in just a few minutes, which would be difficult if you chose to go on foot. However, cars can only work Read More

CalSavers 101: California’s New Retirement Savings Program
CalSavers is a qualified retirement plan that allows millions of workers in the private sector to save for their future. This program is available to workers whose employers don’t offer a workplace retirement plan are self-employed are looking for ways to save for their retirement CalSavers doesn’t mandatorily require employees’ Read More

Renters Insurance Coverage 101: What You Need to Know
While landlord insurance coverage covers damage resulting from perils like hail, wind, or fire, it only covers the cost of fixing the rental unit and replacing any property that belongs to the landlord, such as the furniture in a furnished apartment. In other words, the policy typically excludes the tenant’s personal possessions as well as personal Read More