Teen drivers are much more likely to be involved in an accident. There is a way for teens to practice safe driving. The number one cause of U.S. teen death is traffic collisions. This may be due to the fact that they are more vulnerable to distractions and are more likely to text and drive. In fact, you're 23 times more likely to be involved in Read More
Your Neighbor’s Tree May Affect You More Than You Think
21October,2016
By Hoffman Brown Insurance | Hoffman Brown Company, homeowners insurance | No CommentsTrees are an amazing source of oxygen and they make any yard beautiful, but the trees that may cause concern just might be your neighbor's. According to California Civil Code section 883, a tree is considered to be your neighbor's property if the trunk stands wholly on their property. That owner owns the tree regardless of whether its roots, Read More
Protecting Your Paper Artwork
As the economy recovers, art demand is growing in popularity but how can you financially protect your beautiful investments? There is a growing popularity among art collectors for “works on paper.” Works on paper includes photography, drawings, and prints. As art enthusiasts continue to enhance their art collection, it's important that a few Read More
Why Effective Communication Is Important for All Businesses
14October,2016
By Hoffman Brown Insurance | commercial insurance, Hoffman Brown Company | No CommentsEffective communication can help people in every aspect of their lives, but it can also help businesses improve and thrive. "Effective communication that anticipates what the listener needs to know is critical. Good news or bad, awareness of what is going on and why allows for much more informed decision making." Communication plays a fundamental Read More
Gap Insurance for Your Leased Vehicle
If you have a leased or financed vehicle, is it worth it to purchase gap insurance along with your auto insurance policy? Guaranteed Auto Protection (GAP) insurance covers the difference between the actual cash value of a vehicle and the balance still owed on the financing (loan or lease) at the time of a total loss. This is a very important Read More
Does Your Insurance Company Owe You Money?
CBS News, 60 Minutes revealed information about unpaid life insurance claims to beneficiaries On August 14, 2016 the CBS News show, 60 Minutes revealed that some life insurance companies are withholding payments from some of their beneficiaries, and many of them don't even realize their loved one had a policy to support them. Even when the life Read More
HPV Vaccines: Vaccinating Your Child
28September,2016
By Hoffman Brown Insurance | autism, Hoffman Brown Company, HPV, preventative care, vaccines | No CommentsVaccinating your child against HPV is easy and all but required for a healthy and stable society. Why does my child need HPV vaccine? It is important because it protects against cancers and diseases that are caused by the human papillomavirus (HPV). About 1 in every 4 people in the U.S. are currently infected with the virus, and 14 million Read More
Safety Tips When Using Uber
23September,2016
By Hoffman Brown Insurance | Hoffman Brown Company, precautions, ride-sharing, safety, uber | No CommentsUber has become the king of ride-sharing services, so it’s important to know how to stay safe when riding in one. Uber, a ride-sharing service that is available in hundreds of cities worldwide, allows users to download the app on their smartphone, connect with a driver that is close to them, and get a ride to their desired location. For many Read More
Difference Between Replacement Cost & Market Value
19September,2016
By Hoffman Brown Insurance | building cost, coverage, Hoffman Brown Company, homeowners insurance, market value, protection, replacement value | No CommentsReplacement cost and market value are terms that are often repeated, but what do they mean? When you purchase a home and a homeowner insurance policy, you’ll have to make quite a few decisions about your coverage. Understanding the difference between replacement cost and market value will help you make the choice that is best for you and your Read More
National Preparedness Month
9September,2016
By Hoffman Brown Insurance | disaster preparedness, healthcare, Hoffman Brown Company, insurance, national preparedness month | No CommentsSeptember is National Preparedness Month and it aims to educate Americans to respond to all types of crises. National Preparedness Month is a time in which you can prepare yourself, and those in your care, for all types of emergencies including natural disasters and potential terrorist attacks. Disaster can strike within the blink of an eye in Read More
