As a homeowner, it is crucial to know whether your homeowners insurance covers AC units and heating systems (HVAC). A standard homeowners insurance policy covers your home and its belongings (including HVAC units) against damage/loss caused by named perils in your policy. However, what about the damage caused by other factors? In this blog, we’ll Read More

Are HVAC Units Covered by Homeowners Insurance?

Will My Homeowners Insurance Policy Cover Damages Caused by Wildfires?
Lately, many insurance companies have been reluctant to cover wildfires for homeowners because of the year-round risks involved. When available, the coverage is often quite expensive, temporary, or limited, especially in risk-prone areas like California. What Does Coverage for Wildfires Look Like? If your homeowners' insurance covers wildfire Read More

A Guide to Wildfire Insurance in California
Major wildfires occurring in different states, including California, have historically left mass destruction in their wake. They don't just destroy forests; they also burn down homes. Since wildfire insurance can help after such a tragedy, you may be wondering if it's part of your homeowners coverage. Read on to learn about insurance policies Read More