homeowner insurance cover AC units

Are HVAC Units Covered by Homeowners Insurance?

By Hoffman Brown Insurance | , | No Comments

As a homeowner, it is crucial to know whether your homeowners insurance covers AC units and heating systems (HVAC). A standard homeowners insurance policy covers your home and its belongings (including HVAC units) against damage/loss caused by named perils in your policy. However, what about the damage caused by other factors? In this blog, we’ll Read More

wildfires for homeowners

Will My Homeowners Insurance Policy Cover Damages Caused by Wildfires?

Lately, many insurance companies have been reluctant to cover wildfires for homeowners because of the year-round risks involved. When available, the coverage is often quite expensive, temporary, or limited, especially in risk-prone areas like California. What Does Coverage for Wildfires Look Like? If your homeowners' insurance covers wildfire Read More

house destroyed by wildfire

A Guide to Wildfire Insurance in California

By Hoffman Brown Insurance | , | No Comments

Major wildfires occurring in different states, including California, have historically left mass destruction in their wake. They don't just destroy forests; they also burn down homes. Since wildfire insurance can help after such a tragedy, you may be wondering if it's part of your homeowners coverage. Read on to learn about insurance policies Read More

COVID-19 Update:

The Coronavirus, officially COVID-19, has become a global health emergency. One of the measures Hoffman Brown Company has taken to keep our CLIENTS and Teammates safe was to design a complete virtual work environment. For the foreseeable future, our colleagues will be conducting business virtually to avoid any disruption in our ability to serve you. These measures are based on the CDC’s guidance and will evolve with the situation. Please know that we are fully functional, available and look forward to being of service.