Homeowners insurance can be costly even if it may be a required expense. This is why choosing what to prioritize when looking for a policy often leaves people perplexed. This blog will offer you some practical advice on how to cut costs without sacrificing your coverage. 5 Effective Tips for Saving Money on Homeowners Insurance Go for a Read More
Are HVAC Units Covered by Homeowners Insurance?
14December,2022
By Hoffman Brown Insurance | homeowners, homeowners coverage during wildfire | No CommentsAs a homeowner, it is crucial to know whether your homeowners insurance covers AC units and heating systems (HVAC). A standard homeowners insurance policy covers your home and its belongings (including HVAC units) against damage/loss caused by named perils in your policy. However, what about the damage caused by other factors? In this blog, we’ll Read More
What to Do Before Help Arrives in Case of Fire, Smoke, and Water Damage
29April,2016
By Hoffman Brown Insurance | California, coverage, damages, flood, Hoffman Brown Company, homeowners, homeowners insurance, insurance, insurance coverage, Sherman Oaks, smoke | No CommentsFire and Water Damage can be nasty things, even if they are dealt with right away. There are important do’s and don’ts you must know about. Fire and smoke can leave behind soot, smoke damage, fire damage, and a variety of other problems. Floors, ceilings, walls, woodwork, and carpeting will often need to be professionally cleaned in order to be Read More
Ladder Safety: Keep Yourself Up
11April,2016
By Hoffman Brown Insurance | California, commercial insurance, coverage, Hoffman Brown Company, homeowners, homeowners insurance, Sherman Oaks | No CommentsLadders can be our friends, but one false step makes them into our worst enemies. Ladders help reach those impossibly high places that we simply cannot get to. From helping us do simple jobs like replacing a light bulb, to those more professional-grade jobs like installing electrical and plumbing equipment precisely where they need to be to ensure Read More
The Drone Owner’s Guide to Insurance
2March,2016
By Hoffman Brown Insurance | California, drone, drone insurance, drones, homeowners, homeowners insurance, Sherman Oaks | No CommentsDrones are causing quite the stir in the insurance world. Drone insurance is a great idea in case there is an accident involving the drone. If you derive income from the use of your drone, insuring it can save you as opposed to not insuring it. Also, by acquiring insurance it may help you to close a deal with a client that may not want to Read More
Homeowners: How Accessible Is Your Home?
30October,2015
By Hoffman Brown Insurance | burglar alarm system, California, comfort, familiarity, family, future, golden years, grab bars, hand rails, help, Hoffman Brown Company, home accessibility, homeowners, homeowners insurance, in-home caregiver, long term, safeguard your home, security, Sherman Oaks, wheelchair accessible | No CommentsHow homeowners can increase home accessibility. Your life and your body will inevitably change as you get older. Does that mean you’ll be forced to move out of your home? Fortunately, the answer is no! If you make some changes to improve your home’s accessibility, you can continue to enjoy the comfort, security, and familiarity it Read More
How Homeowners Can Prevent Spontaneous Combustion
23October,2015
By Hoffman Brown Insurance | California, damages, flammable, hazardous, Hoffman Brown Company, homeowners, homeowners insurance, ignition point, local, no smoking, paints, rags, Sherman Oaks, solvents, spontaneous combustion, subcontractors | No CommentsAvoid spontaneous combustion, and protect against it!! Spontaneous combustion sounds like something out of a science fiction film. After all, things don’t suddenly burst into flame without any warning, do they? Actually, yes! When a flammable material touches a combustible object, a fire can break out if oxidation heats the combustible object Read More
Wildfire Protection For Your Home
13July,2015
By Hoffman Brown Insurance | California, dangerous, drought, dry brush, ember, fire, firewood piles, flammable materials, Hoffman Brown Company, homeowners, homeowners insurance, peace of mind, property owner mitigation, quality of life, re-roofing, re-siding, Sherman Oaks Homeowners Insurance, wildfire | No CommentsProtecting Your Home Against Wildfires The warming weather bodes well for your beach and pool plans, but it is problematic for our state. As the thermometer goes up, so does our risk of wildfires. The hotter days suck the moisture out of the air. Considering our deep California drought has left much of the state’s vegetation dry and flammable, Read More
CLUE Into Your Homeowners Insurance
17June,2015
By Hoffman Brown Insurance | bring down your premiums, buying a home, California, CLUE, CLUE report, Comprehensive Loss Underwriting Exchange, database, details, full coverage, Hoffman Brown Company, homeowners, homeowners insurance, insurance coverage, insurer, past claim, premiums, previous homeowner, Sherman Oaks | No CommentsPast Owners Could Be Affecting Your Homeowners Insurance Ideally, the more responsible you are the more you should be able to control the cost of your insurance coverage. You know, for example, that a clean driving record could mean a good driving discount. What many people do not know is that a claim made by a previous homeowner—even one that Read More
The Dangers Of Neglected Attics
12January,2015
By Hoffman Brown Insurance | attic, California, carbon monoxide detector, family heirlooms, Hoffman Brown Company, homeowners, Homeowners Insurance Sherman Oaks CA, house pests, Neglected attics, Sherman Oaks, smoke alarm, The Dangers Of Neglected Attics, water leak detector | No CommentsWhen Was The Last Time You Checked On Your Attic? An area of the home that is neglected far too often can actually be housing the arrival of a disaster. While you may be inclined to store your belongings in your attic and leave them there until they are needed, neglecting your attic can prove to be extremely consequential. When was the last time Read More
