Ensuring You Have Full Coverage No Matter What Life Brings
As a responsible adult, you are carrying some combination of life, health, auto, and homeowners insurance. You have taken out these policies to safeguard yourself and your loved ones. Certainly, if you get into a single-car accident, come down with the flu, or a fire takes part of your home, these policies will offer protection. Life is extremely unpredictable, though, and can sometimes bring situations your way that extend beyond the coverage limits of your existing policies. In that case, would you have the protection you deserve? An umbrella insurance policy can step in to safeguard you. Here are a couple of cases when you will need umbrella insurance.
- Your Pet Misbehaves: A little accident on the carpet is a bummer. A bigger mistake, however, could end up in an extended liability lawsuit. If you are playing in the park with your furry family member and he or she gets scared and bites someone, your homeowners insurance policy will likely provide some level of protection. Unfortunately, lawsuits can be extremely costly and may add up to more than your policy’s limit. In this case, umbrella insurance could help make up the difference.
- You Get Into A Multi-Car Pileup: A fender bender is a snap for your auto insurance to handle. It can even take on a head-on collision. If, however, you cause an accident involving multiple cars, your policy will likely not be able to cover the cost of repairing a handful of vehicles plus paying countless medical bills. Fortunately, umbrella insurance can step in to protect you.
Are you working with a dedicated insurance agency that advises you on the best coverage to be fully protected at the best price? Contact the team at Hoffman Brown Company in Sherman Oaks for all of your California umbrella insurance needs. For peace of mind this year and beyond, let us help you get under the umbrella!