While commercial property insurance policies are designed to protect businesses from financial losses caused by damage or destruction to their property, it is often unclear whether they will cover vandalism. Vandalism can be a severe issue for businesses, particularly those in high-crime areas or with valuable assets that thieves or vandals may Read More
Helpful Tips for Filing a General Liability Claim
Your general liability insurance covers a wide range of mishaps that may occur on your property. These misfortunes may include accidents that lead to third-party injuries. However, general liability goes much beyond accidents, as it protects against various lawsuits. When you file a general liability claim, you'll need to take the following careful Read More
How to Choose the Right Commercial Property Insurance?
19October,2022
By Hoffman Brown Company | Business Insurance, Guide to Commercial Insurance | No CommentsWhether you own or rent your office space, commercial property insurance is indispensable to protect your property and belongings from unexpected events. However, there are different commercial property policies to choose from, each offering different coverages. Choosing between different coverages can be challenging if you are a first-time policy Read More
When Directors and Officers are Liable for Cybersecurity
13January,2022
By Hoffman Brown Company | cyber attacks, cyber security, Cyber threat protection, Effects of Cyber Attack on Business | No CommentsWhile cybersecurity is a team responsibility in organizations of all sizes, certain decision-makers or leaders may be held more liable than other staff when breaches occur. For example, if you're an officer who signs off on security solutions and protocols, you have a bigger role in protecting your company's IT systems. Directors are key Read More
COVID-19 and Workers’ Compensation: Are Essential Workers Entitled to It?
29July,2021
By Hoffman Brown Insurance | workers comp, workers compensation, Workers Compensation Insurance | No CommentsRight up to June 2021, the U.S. has recorded more than 32.9 million and 588,800 COVID-19 infections and fatalities, respectively. As such, the federal government, through agencies, such as the Centers for Disease Control and Prevention (CDC), urges the general public to continue taking COVID-19 safety measures seriously. Unfortunately, essential Read More
A Guide to Business Interruption Insurance
30June,2021
By Hoffman Brown Insurance | Business Interruption Insurance Guide, Effects of Cyber Attack on Business, Get Business Insurance, Why Business Gets Interrupted | No CommentsMost commercial insurance policies cover a broad range of perils, including fire, natural disasters, and cyberattacks. However, these hazards usually do more harm that causes the direct loss of assets or money. They can also interfere with your business operations, leading to the loss of income and inability to pay employees, suppliers, and other Read More
COVID-19 and Employment Practices Liability Insurance
8April,2021
By Hoffman Brown Insurance | COVID-19, Employment Practices Liability Insurance, EPLI Insurance | No CommentsIn 2020 alone, the COVID-19 recession led to the permanent closure of at least 100,000 small businesses in the U.S., as reported by the Washington Post. While some of these businesses closed due to lack of demand for their offerings, others did so because they were unable to meet the set COVID-19 workplace safety regulations such as social Read More
Seven Must-Have Commercial Insurance Policies in Sherman Oaks, CA
18February,2021
By Hoffman Brown Insurance | commercial insurance, Guide to Commercial Insurance, umbrella insurance | No CommentsRunning a business is like walking a tightrope: It's exciting, and yet it comes with risks. Plus, you can't foresee most of the perils, which is why you need the right commercial insurance. Some of the most common business risks include business interruption, property damage, theft, and workplace injury. Take note that this risk could potentially Read More
Three Tips to Protect Your Business from Pandemic Scams
4February,2021
By Hoffman Brown Insurance | Business Scams, Protect Your Business from Scams, Protecting your Business from Pandemic Scams | No CommentsSince the onset of the COVID-19 pandemic, the World Health Organization (WHO) has continuously urged the public to take precautionary measures against the virus, including social isolation. For this reason, most U.S. businesses have adopted work-from-home practices, with at least 40% of the workforce now working remotely, as reported by Stanford Read More
4 Reasons Why Your Business Must Be Cyber Resilient in a COVID-19 World
7January,2021
By Hoffman Brown Insurance | covid 19 world, cyber resilient covid 19, large and small businesses | No CommentsAccording to the Consortium for Information and Software Quality (CISQ), cyber resilience involves building a system that can endure malicious attacks and continue working in unexpected circumstances. In the wake of the COVID-19 pandemic, many businesses in the U.S. have adopted teleworking. While teleworking helps to prevent the spread of Read More
