Do I Really Need Umbrella Insurance? Yes!

Do I Really Need Umbrella Insurance? Yes!

Umbrella Protection for Optimal Security

One of the most overlooked policies is umbrella insurance. Despite popular believe, almost every single individual and business can benefit from the protection an umbrella insurance policy provides. In the litigious society that we live in today, umbrella insurance is no longer an amenity for the rich and famous.

Umbrella insurance provides you with an extra blanket of liability protection. Since lawsuits continue to be a ruling part of the modern world, you must secure liability protection. Without a huge price tag, you can enjoy coverage that goes above and beyond the standard limits of your personal insurance policies.

When you obtain an umbrella insurance policy, your liability limits can be extended to anywhere from $1 million to $10 million, or more. In the event that someone takes legal action against you, your umbrella insurance policy will provide you with coverage for the defense costs and attorney fees associated with the lawsuit.

While you may be inclined to assume you will never be faced with a lawsuit, there are a variety of situations that can turn into a costly lawsuit. For example, imagine if your furry family member decided to take action against someone who they thought was threatening you. If the person on the other end of that loyalty chose to take legal action against you and file a dog bite liability claim, you could face financial hardship. Dog bite liability claims continue to be one of the costliest claims and lawsuits homeowners are faced with. Rather than leaving your assets vulnerable to harm, obtain the security an umbrella insurance policy provides.

Contact Hoffman Brown Company in Sherman Oaks for all of your California umbrella insurance needs. When it comes time to file a claim, we will be your guiding hand to ensure that everything goes as smoothly as possible and that you receive the compensation you deserve.