How your employment practices liability insurance could protect you if one of your domestic employees sues.
When you hire a new individual to help around your home, you trust them to step into your personal life.. It can be downright devastating for a number of reasons, then, when one of your employees—whether some you currently employee or a previous staff member—brings a lawsuit against you.
If you are sued by a nanny, gardener, housekeeper, personal assistant, caregiver, or other domestic professional, you could find yourself embroiled in an emotionally draining suit. Fortunately, your lawsuit doesn’t have to be financially draining, too.
There are some specialty markets for homeowners insurance and personal umbrella policies designed to protect you against the cost of a lawsuit brought by one of your domestic employees.
EPLI coverage can come to your rescue if you’re sued for discrimination, sexual harassment, wrongful termination, and a whole host of other liabilities you face as a modern employer. Lawsuits brought by domestic employees are becoming increasingly common, but you can use this type of policy to make sure that if you face one, it won’t spell financial disaster for you and your family.
If you want more information about how EPLI coverage can mitigate your risk for an expensive lawsuit brought by one of your employees, contact Hoffman Brown Company. We have over five decades of experience protecting businesses and families in Sherman Oaks and the surrounding California area that we can put to work to protect you! For all of your commercial insurance needs, don’t wait to call us.