home fire What is Covered by Fire Insurance?

What is Covered by Fire Insurance?

29August,2019
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Understand the Types of Coverage Provided by Fire Insurance Home fires are no joke. All it takes is a matter of seconds for a small flame to engulf a whole house and destroy everything it touches. Even if you’re careful with candles, take extra care in the kitchen, and routinely check electrical wiring, accidents happen. That is why it is so Read More

Fire Prevention Safety Tips for the Holiday Season

Fire Prevention Safety Tips for the Holiday Season

11December,2018
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Stay safe over the festive period with these fire safety tips. The holidays are filled with festivities, presents, decorations, Christmas trees, holiday candles, and more. Although this is one of the most wonderful times of year, it comes with a high fire risk. All the dry garland, colorful decorations, holiday lights, and candles could result in Read More

6 Mistakes to Avoid When Testing Electricity

6 Mistakes to Avoid When Testing Electricity

13September,2018
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Do not make these errors when testing electricity. Whether you’re a homeowner who likes a bit of DIY or a trainee engineer, you should take extra care and caution when handling electrics. You may know from experience that sometimes too much haste and not enough planning can lead to shortcuts or skipping the basic safety practices. It is at this Read More

Dog Bite Statistics and Prevention

Dog Bite Claims Cost Insurers $700 Million

21June,2018
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Dog-related losses account for one-third of homeowner liability claim costs. Current trends in the filing of homeowner insurance claims indicate that dog bite incidents and injuries are increasingly accounting for a greater portion of those claims filed and paid out. According to the Insurance Information Institute (I.I.I.), dog bites and other Read More

Avoid Insurance Claims with Spring Cleaning

Avoid Insurance Claims with Spring Cleaning

15March,2018
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Home maintenance tips to help prevent costly insurance claims. Spring is almost here! The nights are getting lighter and the temperatures are rising. At this time of year, many homeowners have the urge to spring clean their properties to blow away the cobwebs from winter and get it ready for the warmer seasons ahead. It’s also a good time to take Read More

Fire Season in California

It’s Fire Season in California – Remember These Escape Planning Tips

6November,2017
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What you need to know about how to evacuate a burning building.   Do you know how to escape from your home during a fire? California is still in fire season now that the temperatures continue to remain high, despite summer being over. Experts say that people have as little as two minutes to safely evacuate a typical home fire from the time the Read More

Seasonal Home Safety Insurance

Tasks to Add to Your Home Safety Checklist

Keep your home safe this year with these home maintenance tasks. As a homeowner, you likely do a lot to protect your most valuable asset. From locking the doors to insulating the pipes in winter, there are plenty of tasks that safeguard a property from crime, damage, and expensive repairs. But, are you doing enough? With crime and property damage Read More

How to Best Protect Your Items in Storage

How to Best Protect Your Items in Storage

24February,2017
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Many of us have more things than we know what to do with and so we turn to the aid of rental storage facilities to store some of our things.  If you need extra space for your belongings, you should consider renting a storage space for your items. But before you go and rent any old place, it is best to know how to protect your items in a rental Read More

Outdoor Sculpture Installation

What You Need to Know About Outdoor Sculpture Installation

17February,2017
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Your outdoor sculpture may affect your homeowners insurance. Art, in the form of sculptures and statues, can liven up any setting, whether inside or outside of your home or commercial building. There are some considerations to take in to account before purchasing the artwork. Choose a Prime Location As with any real estate accessory, the Read More

Is My Electrical Panel Safe

Is Your Electrical Panel Safe?

5January,2017
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In the heart of the home is an electrical system. Ensure this is safe. Throughout your home, various cords, cables, and wires carry electricity to keep your home fully functioning. It’s not until the power goes out that we realize how much we count on lights, fridges, computers and more. Without a properly functioning electrical panel, nothing Read More