Insurance companies typically determine the cost of coverage based on the risk level involved. That’s why it is not unusual for them to charge high premiums on property insurance for homeowners living in fire-prone areas. To give you an idea, the annual cost of fire insurance in California increased from $20,000 to $200,000 in the third quarter of Read More
How the Rising Construction Costs Will Affect Home Insurance Rates
23September,2021
By Admin | business property, Construction Costs, Home Insurance Rates, Property Owners | No CommentsFor the most part, the cost of construction directly corresponds to homeowners insurance rates. The pandemic wrought by COVID-19 has led to a massive rise in construction costs. With the soaring costs, homeowners may be forced to pay more for insurance coverage. Analysis of Constructions Costs The restrictions and supply chain disruptions that Read More
Home Warranty vs. Home Insurance – What Are the Differences?
Having a place to call your own is a dream. Protecting this valuable asset that you worked hard for is not just smart, but essential. As a homeowner, you may know you need home insurance but have you thought about a home warranty? Do you know the differences between the two and what you need? What is the difference between a home warranty and Read More
Insurers Extend Time for 2017 CA Wildfire Victims
The Latest About the 2017 Wildfire Claims Since October 2019, twenty-six insurance agencies have agreed to extend the time limits for the 2017 wildfire survivors to access their additional living expense benefits. The companies represent a majority of the total losses from the incredibly destructive and distressing wildfires in 2017 that Read More
Hosting for the Holidays? Remember to Review Your Insurance
Prepare for a Safe Holiday This Season Parties are the highlight of the holidays. It’s fun to get together with friends and family to celebrate the festive season. If you’re planning a gathering, you know there is much preparation to do – from food and drink to decorations and music. The last thing on your mind may be your homeowners Read More
5 Questions to Ask During Your Annual Insurance Review
21November,2019
By Admin | | No CommentsAsk Yourself These Important Insurance Review Questions Insurance policy reviews are incredibly important. They may not sound exciting, but an annual review could potentially save you hundreds of dollars. If your family, home, or career status has changed since you last reviewed or took out the policies, then it’s time to update your coverage so Read More
Important: Burglary Alert
Westside Community Alert: Increased Number of Break-Ins Westside communities should take note that there are has been an increased number of attempted and successful burglaries in the area. The suspects typically knock or ring the doorbell to verify if anyone is home. When there is no answer, the suspects will enter the side or rear of the Read More
What is Covered by Fire Insurance?
Understand the Types of Coverage Provided by Fire Insurance Home fires are no joke. All it takes is a matter of seconds for a small flame to engulf a whole house and destroy everything it touches. Even if you’re careful with candles, take extra care in the kitchen, and routinely check electrical wiring, accidents happen. That is why it is so Read More
Fire Prevention Safety Tips for the Holiday Season
Stay safe over the festive period with these fire safety tips. The holidays are filled with festivities, presents, decorations, Christmas trees, holiday candles, and more. Although this is one of the most wonderful times of year, it comes with a high fire risk. All the dry garland, colorful decorations, holiday lights, and candles could result in Read More
6 Mistakes to Avoid When Testing Electricity
Do not make these errors when testing electricity. Whether you’re a homeowner who likes a bit of DIY or a trainee engineer, you should take extra care and caution when handling electrics. You may know from experience that sometimes too much haste and not enough planning can lead to shortcuts or skipping the basic safety practices. It is at this Read More
