insurance for a tornado

How Does Insurance Work for Tornado?

22June,2022
By Hoffman Brown Company | , | No Comments

Tornadoes are common in the midwestern and southern United States, causing expensive damage. Usually, insurance in tornado-prone states costs more due to the higher risk to insurers of massive claims. Here are important facts to know about home insurance for a tornado. Will damage caused by a tornado be covered by renters or home Read More

Home Maintenance

How Can I Reduce My Home Maintenance Cost?

8June,2022
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Every homeowner must face home maintenance issues at some point. Appliances weren't designed to last forever, and materials used to build homes degrade over time. Here are essential tips to know for reducing home maintenance costs. 1. Learn your property layout One of the most important keys to efficient home maintenance is to know the layout Read More

the best mortgage plans

The Best Mortgage Plans for a Potential Homebuyer

18May,2022
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To identify the right home loan for you, you'll want to assess the terms associated with some of the best mortgage plans on the market. It's going to be a long-term financial commitment, so you should carefully assess your obligations vs. needs and budget. What is a Mortgage? A mortgage is a home loan and usually has these key attributes: Read More

5 Tips for Finding Affordable Property Insurance in a Fire-Prone Area

27April,2022
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Insurance companies typically determine the cost of coverage based on the risk level involved. That’s why it is not unusual for them to charge high premiums on property insurance for homeowners living in fire-prone areas. To give you an idea, the annual cost of fire insurance in California increased from $20,000 to $200,000 in the third quarter of Read More

Renters Insurance Coverage 101: What You Need to Know

31March,2022
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While landlord insurance coverage covers damage resulting from perils like hail, wind, or fire, it only covers the cost of fixing the rental unit and replacing any property that belongs to the landlord, such as the furniture in a furnished apartment. In other words, the policy typically excludes the tenant’s personal possessions as well as personal Read More

construction workers helmet

How the Rising Construction Costs Will Affect Home Insurance Rates

23September,2021
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For the most part, the cost of construction directly corresponds to homeowners insurance rates. The pandemic wrought by COVID-19 has led to a massive rise in construction costs. With the soaring costs, homeowners may be forced to pay more for insurance coverage. Analysis of Constructions Costs The restrictions and supply chain disruptions that Read More

How Water Damage is the Top Cause of Loss

10December,2020
By Hoffman Brown Insurance | | No Comments

Do you know what’s one of the most common types of homeowners insurance claims? It’s water damage. Perhaps that’s not surprising when you consider that pipe bursts and broken appliances happen to just about every homeowner at some point. What’s more, these events are costly – more so than people may realize. According to Chubb Personal Risk Read More

difference between a home warranty and home insurance

Home Warranty vs Home Insurance – What Are the Differences?

6August,2020
By Hoffman Brown Insurance | , | No Comments

Having a place to call your own is a dream. Protecting this valuable asset that you worked hard for is not just smart but essential. As a homeowner, you may know you need home insurance but have you thought about a home warranty? Do you know the differences between the two and what you need? What is the difference between a home warranty and Read More

fireman exiting a house

Insurers Extend Time for 2017 CA Wildfire Victims

12December,2019
By Hoffman Brown Insurance | | No Comments

The Latest About the 2017 Wildfire Claims   Since October 2019, twenty-six insurance agencies have agreed to extend the time limits for the 2017 wildfire survivors to access their additional living expense benefits. The companies represent a majority of the total losses from the incredibly destructive and distressing wildfires in 2017 that Read More

people toasting with champagne

Hosting for the Holidays? Remember to Review Your Insurance

5December,2019
By Hoffman Brown Insurance | | No Comments

Prepare for a Safe Holiday This Season   Parties are the highlight of the holidays. It’s fun to get together with friends and family to celebrate the festive season. If you’re planning a gathering, you know there is much preparation to do – from food and drink to decorations and music. The last thing on your mind may be your homeowners Read More

COVID-19 Update:

The Coronavirus, officially COVID-19, has become a global health emergency. One of the measures Hoffman Brown Company has taken to keep our CLIENTS and Teammates safe was to design a complete virtual work environment. For the foreseeable future, our colleagues will be conducting business virtually to avoid any disruption in our ability to serve you. These measures are based on the CDC’s guidance and will evolve with the situation. Please know that we are fully functional, available and look forward to being of service.