We are committed to respecting the uniqueness, dignity and individuality of all Hoffman Brown Teammates.  We embrace a culture that promotes diversity in employment, development and advancement and are proud of the many backgrounds represented among our team.  We believe this creates an environment where individuality is respected and honored, inspiring inclusion and innovation.

Hoffman Brown Company is committed to equal opportunity in the terms and conditions of employment for all employees and job applicants without regard to race, color, religion, sex, sexual orientation, age, gender identity or gender expression, national origin, disability or veteran status and all other legally protected classes.  Hoffman Brown also complies with all applicable national, state and local laws governing nondiscrimination in employment as well as employment eligibility verification requirements of the Immigration and Nationality Act.  All applicants must have authorization to work in the United States.

Hoffman Brown Company’s strategy is to be a trusted advisor to our clients, and we believe that transparency is an important part of that mission.  HBC is compensated for our services in several ways including commissions paid by an insurance company, fees paid by a client, investment income on premium deposits and in the form of contingent, supplemental or bonus commissions paid by insurers based on volume, growth, profitability and/or other factors for the business placed with that insurance company or provider.  HBC makes insurance placement recommendations that are in the best interest of the client.  Our recommendations are driven by our current knowledge of carrier financial stability, coverage options, pricing, service capabilities and claims adjusting practices.  Agency compensation will not enter into the criteria for coverage recommendations.

The information on this website is being provided as a courtesy and for your convenience only, with the understanding that Hoffman Brown Company (HBC) is not rendering legal, accounting or other professional advice.  Accordingly, HBC assumes no liability whatsoever in connection with the use of this website. HBC recommends that you consult with your legal counsel or other professional advisor with respect to your individual situation or needs.

The insurance information contained in this website is provided for informational and educational purposes only.  The descriptions of coverages listed on this website are brief and subject to the provisions, limitations and exclusions that can only be expressed in your policy and related endorsements.  Additionally, this site contains only general information on insurance issues and may not reflect the most current developments in insurance coverage and is unlikely to apply in all factual scenarios.  The information does not include all the terms, coverages, exclusions, limitations or conditions that may be contained in the actual contract language.  The policies themselves must be read for more details.

This website content is provided “as is” and without warranties of any kind, either express or implied, including, but not limited to, implied warranties of the suitability, functionality operation of the materials on this website or which may be hyperlinked to this site.  Under no circumstances shall Hoffman Brown Company be liable for any direct or indirect, special, incidental or consequential damages that may arise from your use of, or inability to use, this website.  Links to third party websites are provided for your convenience and information only.  The content in any linked website is not under our control and we are not responsible for it.  We reserve the right to terminate a link to a third party at any time.  The fact that we provide a link to a third party website does not mean that we endorse, authorize or sponsor that website, nor that we are affiliated with the third party website’s owners or sponsors.

Hoffman Brown Company is the owner of all text contained on this website.  You may print a copy of the information herein for your personal use, however, you may not reproduce or distribute the text or graphics contained on this website to others or substantially copy the information on your own server, or link to this website without the prior written permission of Hoffman Brown Company.

Access to this website may be monitored and use of this website constitutes consent to monitoring.

Unauthorized access to secured databases or circumvention of security measures on this website may be a violation of state and federal laws.

You entrust us with personal and financial information and at Hoffman Brown Company we take that trust very seriously.

PURPOSE OF THIS NOTICE

Title V of the Gramm-Leach-Bliley Act (GLBA) and the laws of the State of California generally prohibit us from sharing nonpublic personal information about you with a third party unless we provide you with this notice of our privacy policies and practices describing the type of information that we collect about you and the categories of persons or entities to whom that information may be disclosed.  In compliance with GLBA and California law, we are providing you with this document, which notifies you of the privacy policies and practices of Hoffman Brown Company.

OUR PRIVACY POLICIES AND PRACTICES

1.  Information we collect:

A. Categories of Information Collected and Sources From Which We Collect it.

We collect non-public personal information about you from the following sources:

1) Information that you provide us on applications.

2) Information about your transactions with us from the insurance companies we contact to underwrite your insurance.

3)  Information we receive from the Department of Motor Vehicles or other consumer reporting agencies.

4)  Information contained in medical records or from medical professionals that is related to insurance claims.

5) Information we receive from a consumer reporting agency.

Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional information will be collected about you.

B. Persons From Whom Information is Collected.

We may collect nonpublic personal information from individuals other than those proposed for coverage.

2.  Information we may disclose to third parties:

We do not disclose information about you to non-affiliated third parties whose only use of the information is to market a product or service.  However, in the course of our general business practices, we may disclose the information that we collect (as described above) about you or others without your permission to the following types of institutions for the reasons described below:

1) To a third party if the disclosure will enable that party to perform a business, professional or insurance function for us.

2) To an insurance institution, agent or credit reporting agency in order to detect or prevent criminal activity fraud or misrepresentation in connection with an insurance transaction.

3) To an insurance institution, or credit reporting agency either this agency or the entity to whom we disclose the information to perform a function in connection with an insurance transaction involving you.

4) To a Medical care institution, agent or medical professional in order to verify coverage or benefits, inform you of a problem of which you may not be aware, or conduct an audit that would enable us to verify treatment.

5) To the California Department of Insurance or other insurance regulatory authority, law enforcement, or other governmental authority in order to protect our interests in preventing or prosecuting fraud, or if we believe that you have conducted illegal activities or if any information has been requested by subpoena or court ordered.

6) To a group policyholder for the purpose reporting claims experience or conducting an audit of our operations.

3.  Your right to access and amend your personal information:

You have the right to request access to the personal information that we record about you.  Your right includes the right to know the source of the information and the identity of the persons, institutions or types of institutions to whom we have disclosed such information within 2 years prior to your request.  Your right includes the right to view such information and copy it in person, or request that a copy of it be sent to you by mail (for which we may charge you a reasonable fee to cover our costs).  Your right also, includes the right to request corrections, amendments or deletions of any information that is in our possession.  The procedures that you must follow to request access to or an amendment of your information are as follows:

To obtain access to your information:  You should submit a request in writing to Hoffman Brown Company, 5000 Van Nuys Blvd., 6th Floor, Sherman Oaks, CA  91403.  The request should include your name, address, social security number, telephone number, and the recorded information to which you would like access.  The request should state whether you would like access in person or a copy of the information sent to you by mail.  Upon receipt of your request, we will contact you within 30 business days to arrange providing you with access in person or the copies that you have requested.

To correct, amend, or delete any of your information:  You should submit a request in writing to Hoffman Brown Company, 5000 Van Nuys Blvd., 6th Floor, Sherman Oaks, CA  91403.  The request should include your name, address, social security number, telephone number, the specific information in dispute, and the identity of the document or record that contains the disputed information.  Upon receipt of your request, we will contact you within 30 business days to notify you either that we have made the correction, amendment or deletion, or that we refuse to do so and the reasons for the refusal, which you will have the opportunity to challenge.

4.  Our practices regarding information confidentiality and security:

We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

5.  Our policy regarding dispute resolution:

Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

6.  Reservation of the right to disclose information in unforeseen circumstances:

In connection with the potential sale or transfer of its interests, Hoffman Brown Company, and its affiliates (if any), reserve the right to sell or transfer your information (including but not limited to your name, address, age, sex, zip code, state and country of residency, and other information that you provide through other communications) to a third party entity that (1) concentrates its business in a similar practice, product or service; (2) agrees to be Hoffman Brown Company’s successor in interest with regard to the maintenance and protection of the information collected; and (3) agrees to the obligations of this privacy statement.