Business Fraud Protection for Businesses

What’s the Best Way to Protect Your Business from Fraud?

17January,2017
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Have you done all you can to protect your business from fraud? Believe it or not, but the average organization loses 5 percent of its annual revenues to fraud. Small and large companies suffer the same median fraud losses ($150,000), with smaller businesses often feeling the effects of fraud losses greater than large companies. To prevent fraud, Read More

What Is an IIPP and How Does It Work

What Is an IIPP and How Does It Work?

21December,2016
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As a business owner, it's up to you to create your own IIPP to not only protect your employees but to protect your business.  The Injury and Illness Prevention Program (IIPP) is a simple written workplace safety program that is meant to protect your employees and your business. Referring to Title 8 of the California Code of Regulations (T8CCR) Read More

Earthquake Safety Tips

Earthquake Safety Tips

14November,2016
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Recent geological evidence suggests there is a 60 percent chance that an earthquake of magnitude 6.7 or higher will strike California in the next 30 years.  An earthquake is the result of tectonic plates shifting across the surface of the Earth. These movements register at no more than a few centimeters per year, but their incredible mass is able Read More

How One CEO Avoided a Wire Transfer Scan

How One CEO Avoided a Wire Transfer Scam

10August,2016
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One CEO avoided being involved in a wire transfer scam, and his tips will help you keep your money safe. Why would thieves risk their lives robbing banks when they can just trick some uninformed business owner into basically handing over thousands of dollars? Lately, thieves have been fooling businesspeople into just giving up their corporate Read More

The New Overtime Rule: Your Questions, Answers, and Concerns

New Overtime Rules and Regulations: Your Questions, Answers, and Concerns

New overtime rules have placed into law, which may affect your business and its employees. Back in mid-May, the Department of Labor (DOL) finalized a rule that will have an enormous impact on agencies and their business clients. The DOL rule updates antiquated regulations that exempt certain employees from overtime and minimum wage Read More

How to Protect Your Commercial Property From Pranksters & Vandalism

How to Protect Your Commercial Property From Pranksters & Vandalism

Even if pranks don’t physically hurt anyone, they can still be quite costly. Several years ago in Nebraska, a prank caller phoned a national brand name hotel and caused them more than $100,000 in damages. The caller, acting as a hotel employee, convinced a guest to set off the sprinkler system after having said that a gas pipe had broken and the Read More

Independent Contractor vs. Employee

Independent Contractor vs. Employee

What is the real difference between hiring an independent contractor versus hiring an employee? There seems to be a trend moving away from hiring employees to hiring independent contractors and with this comes some confusion and questions. Generally speaking, if the person requires training, adheres to a dress code, takes a designated lunch, Read More

The Drone Owner’s Guide to Insurance

Terrorism Insurance for Small Businesses: Q&A

What is Terrorism insurance? Terrorism insurance is not covered by your general insurance policy, so it must be added separately by an endorsement.  The Terrorism Risk Insurance Act (TRIA) ensures that adequate coverage is available for businesses that have to recover or rebuild after a terrorist attack.  Before you waive terrorism insurance Read More

Has Your Business Changed?

Has Your Business Changed?

To Stay Protected, Ask Yourself: Has Your Business Changed? As a business owner, you have invested countless hours and tireless energy into growing your business. At this point, you eat, sleep, and breathe your business. That means that some changes in your business might be difficult for you to notice without taking a step back. Unfortunately, Read More

Critical Coverage Gaps To Close

Critical Coverage Gaps To Close

Seeking Full Coverage? Consider These Critical Coverage Gaps You have put a lot of hard work into building up your business. Consequently, you have taken out insurance policies to protect it, knowing that your coverage will ensure that unforeseen events down the road never hinder your business’s progress or ruin its financial future. But do you Read More