Parent Involvement Encourages Safe Teen Driving

Parent Involvement Encourages Safe Teen Driving

24October,2016
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Teen drivers are much more likely to be involved in an accident. There is a way for teens to practice safe driving.  The number one cause of U.S. teen death is traffic collisions. This may be due to the fact that they are more vulnerable to distractions and are more likely to text and drive.  In fact, you're 23 times more likely to be involved in Read More

Your Neighbor's Tree May Affect You More Than You Think

Your Neighbor’s Tree May Affect You More Than You Think

21October,2016
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Trees are an amazing source of oxygen and they make any yard beautiful, but the trees that may cause concern just might be your neighbor's.  According to California Civil Code section 883, a tree is considered to be your neighbor's property if the trunk stands wholly on their property. That owner owns the tree regardless of whether its roots, Read More

Protecting Your Paper Artwork

Protecting Your Paper Artwork

19October,2016
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As the economy recovers, art demand is growing in popularity but how can you financially protect your beautiful investments?  There is a growing popularity among art collectors for “works on paper.” Works on paper includes photography, drawings, and prints. As art enthusiasts continue to enhance their art collection, it's important that a few Read More

Why Effective Communication Is Important for All Businesses

Why Effective Communication Is Important for All Businesses

14October,2016
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Effective communication can help people in every aspect of their lives, but it can also help businesses improve and thrive.  "Effective communication that anticipates what the listener needs to know is critical. Good news or bad, awareness of what is going on and why allows for much more informed decision making." Communication plays a fundamental Read More

Gap Insurance for Your Leased Vehicle

Gap Insurance for Your Leased Vehicle

12October,2016
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If you have a leased or financed vehicle, is it worth it to purchase gap insurance along with your auto insurance policy? Guaranteed Auto Protection (GAP) insurance covers the difference between the actual cash value of a vehicle and the balance still owed on the financing (loan or lease) at the time of a total loss.  This is a very important Read More

Does Your Insurance Company Owe You Money?

Does Your Insurance Company Owe You Money?

7October,2016
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CBS News, 60 Minutes revealed information about unpaid life insurance claims to beneficiaries On August 14, 2016 the CBS News show, 60 Minutes revealed that some life insurance companies are withholding payments from some of their beneficiaries, and many of them don't even realize their loved one had a policy to support them. Even when the life Read More

HPV Vaccines: Vaccinating Your Child

HPV Vaccines: Vaccinating Your Child

28September,2016
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Vaccinating your child against HPV is easy and all but required for a healthy and stable society. Why does my child need HPV vaccine? It is important because it protects against cancers and diseases that are caused by the human papillomavirus (HPV). About 1 in every 4 people in the U.S. are currently infected with the virus, and 14 million Read More

Safety Tips When Using Uber

Safety Tips When Using Uber

23September,2016
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Uber has become the king of ride-sharing services, so it’s important to know how to stay safe when riding in one. Uber, a ride-sharing service that is available in hundreds of cities worldwide, allows users to download the app on their smartphone, connect with a driver that is close to them, and get a ride to their desired location. For many Read More

Difference Between Replacement Cost & Market Value

Difference Between Replacement Cost & Market Value

Replacement cost and market value are terms that are often repeated, but what do they mean? When you purchase a home and a homeowner insurance policy, you’ll have to make quite a few decisions about your coverage. Understanding the difference between replacement cost and market value will help you make the choice that is best for you and your Read More

College Campus Risks

College Campus Risks

College students are presented with various risks, and the best way to learn about the risks is to talk about them together. The FBI reports that 80 percent of crime on college campuses is property-related, with most losses involving theft. Even a modest theft can be a significant burden for college students.  Most items in a college dormitory are Read More