Estate Planning? Discover Why It’s Important to Insure Your Trust to Better Protect Your Assets

Estate Planning? Discover Why It’s Important to Insure Your Trust to Better Protect Your Assets

29August,2017
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Find out why it’s important to tell your insurance agent if you put your assets in a Trust, LLC or in any other entity. Trusts and Limited Liability Corporations (LLCs) have become a popular way to protect assets. They are often used in estate planning, which has brought changes to the insurance industry. In some instances, Trusts and LLCs have Read More

College Campus Risks

College Campus Risks

College students are presented with various risks, and the best way to learn about the risks is to talk about them together. The FBI reports that 80 percent of crime on college campuses is property-related, with most losses involving theft. Even a modest theft can be a significant burden for college students.  Most items in a college dormitory are Read More

National Preparedness Month

National Preparedness Month

September is National Preparedness Month and it aims to educate Americans to respond to all types of crises. National Preparedness Month is a time in which you can prepare yourself, and those in your care, for all types of emergencies including natural disasters and potential terrorist attacks. Disaster can strike within the blink of an eye in Read More

Earthquake Safety Tips

Earthquake Safety Tips

15June,2016
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The next big one is bound to hit within the next decade; are you prepared for it? Impending doom is something not many people want to think about. As a result, a lot of us aren't prepared for when the inevitable happens. Earthquakes are one of those dangers. Tectonic plates slowly move across the surface of the Earth, about an inch every year. Read More

What to Do Before Help Arrives in Case of Fire, Smoke, and Water Damage

What to Do Before Help Arrives in Case of Fire, Smoke, and Water Damage

Fire and Water Damage can be nasty things, even if they are dealt with right away. There are important do’s and don’ts you must know about. Fire and smoke can leave behind soot, smoke damage, fire damage, and a variety of other problems. Floors, ceilings, walls, woodwork, and carpeting will often need to be professionally cleaned in order to be Read More

Keyless Ignition Systems: What You Should Know

Keyless Ignition Systems: What You Should Know

A keyless system means there’s a computer controlling the functions of your car; a computer that has the potential of being hacked. A keyless ignition system, also known as a smart key, is a method of electronic access and authorization to a car’s entry and ignition systems.  A company named Siemens were the pioneers of the smart key when they Read More

How To: Avoid Carbon Monoxide Poisoning

How To: Avoid Carbon Monoxide Poisoning

Follow these helpful tips to avoid succumbing to carbon monoxide poisoning. Carbon monoxide (CO) poisoning is a more common and serious problem than you may think. Roughly 500 people die, and 15,000 fall sick every year, and nearly all cases reported could have easily been prevented. CO is an invisible and odorless gas, which is why it’s so Read More

The Drone Owner’s Guide to Insurance

Terrorism Insurance for Small Businesses: Q&A

What is Terrorism insurance? Terrorism insurance is not covered by your general insurance policy, so it must be added separately by an endorsement.  The Terrorism Risk Insurance Act (TRIA) ensures that adequate coverage is available for businesses that have to recover or rebuild after a terrorist attack.  Before you waive terrorism insurance Read More

Drought & Daylight Saving Time

March Reminders: Drought & Daylight Saving Time

Don't forget these important reminders for March! The drought is still affecting California Spring Forward on 3/13/16  Springtime is here, bringing with it beautiful weather and longer daylight hours. If you've been enjoying the earlier rising sun (or even if you haven't), there are a few things you need to keep in mind. This March, make Read More

Cars & Identity Theft: A 21st Century Problem

Cars & Identity Theft: A 21st Century Problem

How your car could open you up to identity theft in the coming years. In the next five years, two out of five new vehicles sold around the globe will give their drivers the ability to make purchases from the driver’s seat. Ford has already implemented a feature that lets drivers order Domino’s Pizza, and some GM vehicles give you the capability to Read More