Sample Slip, Trip, and Fall Prevention Program

Sample Slip, Trip, and Fall Prevention Program

To protect your business and reputation, falls and slips should always be prevented to the best of your ability. Businesses are almost always on the losing end of the legal battle when it comes to falls and slips, so, as a business owner, doing everything in your power to prevent such a catastrophe is in your best interest. It's important to train Read More

Keyless Ignition Systems: What You Should Know

Keyless Ignition Systems: What You Should Know

A keyless system means there’s a computer controlling the functions of your car; a computer that has the potential of being hacked. A keyless ignition system, also known as a smart key, is a method of electronic access and authorization to a car’s entry and ignition systems.  A company named Siemens were the pioneers of the smart key when they Read More

El Niño & Homeowners Insurance Sherman Oaks, CA

What El Niño Means for Your Insurance Coverage

A flood insurance policy can help to keep your home protected through El Niño. Living in Southern California means getting to enjoy warm weather practically all year. However, in the current El Niño conditions, you may be finding that you are not only pulling out your ‘big’ jacket, but also your rain boots. Along with changing your wardrobe, El Read More

Healthy New Year’s Resolutions

4 Healthy New Year’s Resolutions To Consider

These resolutions can help you feel your best while lowering your health insurance costs! If you didn’t make any New Year’s resolutions yet, don’t worry, there is still plenty of time to start thinking of what changes you want to make. To help you start feeling your best this year, keep these healthy New Year’s Resolutions in mind. Quit Read More

Happy New Year

We Want To Wish You A Happy New Year!

We are excited to see what 2016 has in store! Happy New Year from all of us at Hoffman Brown! To allow everyone on our team to celebrate the upcoming year, we will be closing on 12/31/15 at 1 p.m., and all day on 1/1/16. Our Team would like to take this opportunity to thank you for allowing us to be of service this past year and we wish Read More

Your Guide To Maintaining Your HVAC System

Your Guide To Maintaining Your HVAC System

How to: Take care of your HVAC.   Your home is your refuge from the storms of life, both literal and figurative. When those literal storms rage, you want to be able to head inside and feel comfortable. Even if you aren’t facing down a major storm system (after all, it’s been a while since we’ve seen any kind of weather other than sunny in Southern Read More

Earthquake Insurance Sherman Oaks CA

Quake Q&A: Retrofitting, Soil Liquefaction, & Earthquake Insurance

Protecting Your House: Earthquake Guide & Earthquake Insurance In Southern California, we get to enjoy year-round sunshine, cultural opportunities, and easy beach access. Our coastline comes with a set of risks, though. Because we live so near fault lines, California experiences more earthquakes than many other places in the world. Read More

Nutrition Month

March Marks National Nutrition Month

A Few Tips To Help You Nourish Your Body This Month March does not just mark a fresh start for the seasons as we say goodbye to winter (or as close to winter as we see in Southern California). It can also signify a new chance for your body, as it is National Nutrition Month. Take this opportunity to turn your attention to the fuel you are Read More

Are You On The Hook For Wages If Weather Forces You To Shut Down? Although Southern California is not exposed to the snowstorms much of the United States faces, we still see our fair share of inclement weather. From extreme drought leading to fires to sudden downpours resulting in mudslides, there are a number of cases in which nature could make conducting business impossible on any given day. If that happens, are you still responsible for paying your employees on a day your business is closed? It depends on the type of employee. Hourly Employees You are not required to pay hourly employees for their day at home. They do, however, have the option to use vacation time to secure a paycheck for that day. Exempt Employees Unless you already have a policy in place requiring exempt employees to use paid time off or vacation days during a closure caused by weather, you are required to pay their wages for the day you are closed. If, however, you made coming in to work that day optional rather than shutting down entirely and the exempt employee decides to stay home, you are not required to pay him or her. In most cases, an employee is considered exempt if he or she is paid salary (rather than hourly), makes at least $23,600 a year, and performs exempt job duties. Those duties are broken into three categories: executive, professional, and administrative. If weather forces your business to shut down, do you have the insurance protection you need to cover the loss of income? What about to repair any damages the weather may cause? Contact Hoffman Brown Company in Sherman Oaks for all of your California commercial insurance needs. Our team of expert agents is dedicated to getting your company the comprehensive coverage it needs. Call us today!

To Pay Or Not To Pay During Weather Closures?

Are You On The Hook For Wages If Weather Forces You To Shut Down? Although Southern California is not exposed to the snowstorms much of the United States faces, we still see our fair share of inclement weather. From extreme drought leading to fires to sudden downpours resulting in mudslides, there are a number of cases in which nature could make Read More

Market Signals Growth In LA

Market Signals Growth In LA

LA Is The Place To Be For Foreign Real Estate Investors For those of us who live in Southern California, Los Angeles is an obvious hotspot. With a plethora of significant cultural events, delicious restaurants, great museums, world-class shopping, phenomenal weather, and idyllic beaches, it is no surprise that Californians flock to LA for a day, Read More