Find out why you need a digital home inventory to maximize your home insurance coverage.
Protecting your home from disaster is a must. From home burglaries to house fires, your homeowners insurance gives you the protection that you need to repair and replace items in your home. However, it’s important that you keep a home inventory. Listing every item you own can be a hassle. Opt for a digital home inventory to help make the process easier. Check out what you need to know about home inventories so that you’re best able to protect your home.
About Home Inventories
A home inventory helps you take stock of what you own. That way you’re better able to determine how much coverage you need. Additionally, it helps to identify items that you need replaced after a disaster. According to the National Association of Insurance Commissioners, the majority of homeowners do not have a home inventory. Additionally, the homeowners that do have home inventories tend not to keep them updated. Maximize your home insurance coverage, and take a home inventory.
Making a Digital Home Inventory
A digital platform allows for a more streamline process. There are several ways to take a digital home inventory, including certain online tools like HomeIndex. [insert link] Using these tools, you’re able to categorize your possessions, include detailed information, and make easy updates to your inventory.
- Getting Organized. Determine how you want to organize your inventory. Perhaps you want to categorize items or maybe you want to list items by room. Establish the right system for your needs.
- Include Information. In addition to listing your household items, it’s important that you include information about the items such as the make and model, price, product description, and any other important information.
- Update Regularly. Whenever you purchase a new household item, it’s important that you update your home inventory. That way you have the latest information so that your belongings are well protected.
To learn about homeowners insurance to protect your home, contact your team at Hoffman Brown Company in Sherman Oaks, California.